$ which-ai-coding-plan --honest --fact-checked

Your $100 Max plan died in 90 minutes again?
See if switching saves you money — in 2 seconds.

you code in
Claude Code Cline / Roo Other CLI Cursor Copilot
intensity
Light Moderate Heavy All-day agents
budget/mo
$10 $20 $50 $100 $200+
data policy
Personal Prefer US/EU No China-origin models
Wait — why trust this over the listicles?
Every "best Claude Code alternative" page is an affiliate funnel that always lands on the thing it gets paid for. This shows the math, names the trade-offs, and tells you when GLM is the wrong pick. Prices + the LMArena ranking were each checked against the vendor's own page on 2026-06-26.
Can I use GLM in Cursor / Copilot?
Cursor: partially — add GLM as a custom OpenAI-compatible model in settings (not a clean drop-in like Claude Code/Cline). Copilot: no — it's locked to its own model menu; run a CLI pointed at GLM instead.
Is my code safe with GLM?
z.ai's international service is a Singapore entity that says it processes data in Singapore and doesn't store API content. So it's a governance / model-origin question (parent company Zhipu is Chinese), not "more or less secure." For regulated work, pick "No China-origin models" and we'll steer you US.
What does this cost me / how do you make money?
Nothing — no signup, no key, runs in your browser. If GLM is your pick and you use our referral you get 5% off and we may earn z.ai credits. That's it, and we still tell you when GLM isn't right.